“Someone’s sitting in the shade today because someone planted a tree a long time ago”

Warren Buffet

At HKS Financial Planning we focus on understanding your unique situation and have on the forefront of our minds the values, thoroughness, integrity, service and total commitment to our clients.

We believe what makes the difference between receiving good advice and great advice is more than just investing your money wisely. Having tailored individual solutions that suits individual needs and the recognition of the fact that every client is different is the key. This is what makes your vision, and our experience, turn into reality.

While there is no ‘one size fits all’ investment solution, at HKS Financial Planning we do follow a structured framework. It’s your vision, with our expertise that will ensure you achieve what’s important to you!

Our advice process follows the below framework:


  • Gather detailed information regarding your current financial situation and identify your personal and financial goals.
  • Analyse and evaluate your financial situation and determine how we can help meet your goals.
  • Proposal and presentation of the financial plan with recommendations that address your objectives.
  • Implementation of the financial plan.
  • Track the ongoing progress of your financial plan.