Ease into retirement with TTR

Want to wind back your working hours without reducing your income? A Transition to Retirement strategy could be right for you!

A Transition to Retirement (TTR) strategy will allow you to ease into retirement by boosting your super savings with some of your pre-tax income, while moving some of your existing super into a TTR Pension. A regular income will then be drawn from the pension to replace your reduced salary due to your reduced working hours.

You can use this strategy to –

  • Build your retirement nest egg in a tax effective manner or
  • Reduce your working hours and maintain your income

Speak to a HKS adviser about whether this strategy is right for you!

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