Superannuation

//Superannuation
Superannuation2017-01-16T09:48:05+00:00

Whether you are in your first job, or only a few years from retirement, it pays to understand how superannuation works.

The misconceptions that surround superannuation often lead it to being down the list in terms of preference for investors. As a result of this misunderstanding, we often come across people who claim to not trust superannuation for fear that they could “lose everything”.

Superannuation is not an asset such as cash or shares; it is merely a structure that owns these assets. It is the careful selection and monitoring of the assets in your superannuation fund, such as shares, property and cash, which will help protect your money.

An HKS Financial Planner can assist you with:

  • Identifying your goals
  • Saving in the most tax-effective way for a comfortable lifestyle during retirement
  • Identifying an appropriate investment strategy in line with your level of comfort with investment risk
  • The suitability of investing in assets such as cash, managed funds and/or shares
  • How much superannuation you will need to retire to meet your lifestyle goals.
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We can help you plan your future!

Our HKS adviser's can help create a portfolio to meet your income needs.
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