Interest rates are at all time lows, so should you pay off your mortgage or top up your super? Low rates are making it easier for Australians to reduce personal debt. But is that the best strategy for you? It’s fair to say many of us have never been in a better position to whittle [...]
Whoever said, ‘the more things change the more they stay the same’, was dead wrong when it comes to life insurance. While protection against adversity is always wise, your actual needs change as you move through different ages and stages of life. From when you take your first job and go out into the world, [...]
The countdown to the end of the financial year may not create the same excitement as the approach of New Year’s Eve, but it does have one saving grace. With a little bit of planning before June 30 you could end up with a welcome financial pick-me-up after the Christmas-New Year spending spree. The general [...]
We’re knee-deep in 2015, but changes that have occurred this year already may trail for another 30 years for those looking to enter the property market. The favourable conditions are largely due to the cash rate falling after an 18-month slumber in February, and again in May to 2.0 per cent. While this has brought [...]
Why salary sacrifice? Well, because it’s a way of enjoying great savings by paying less tax. Want to know how it works? Read on… Why it pays to do it Salary sacrificing, also called salary packaging, is an agreement you make with your employer to forgo some of the wages you haven’t earned yet in [...]
